Program development
Right-sized policies, procedures and controls your team can actually use on a Tuesday.
- Governing body responsibilities
- Senior manager oversight
- AML/CTF compliance officer role
- ML/TF risk assessment and control framework
- Reporting and recordkeeping requirements
- Independent evaluation cycle
- Client identification procedures
- Beneficial ownership checks
- CDD and ECDD triggers and workflows
- Ongoing monitoring and suspicious matter escalation
- Trust account controls
- Programs written in plain English
- Operational workflows staff can follow
- Industry-specific tailoring
- Efficient delivery without compromising quality
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Risk, CDD & ECDD frameworks
Practical risk assessment, customer due diligence and enhanced customer due diligence that fit your risk.
- Identification of designated services
- Customer, service and transaction risk analysis
- Geographic and delivery-channel risk analysis
- Trust account risk analysis
- Inherent and residual risk ratings
- Control assessment
- Governing body approval documentation
- Shapes how CDD and ECDD are applied
- Sets the approach to customer monitoring
- Supports trust account risk management
- Defines suspicious matter escalation
- Provides the foundation for the AML/CTF program
- Tailored to the business model
- Clear and easy to understand
- Aligned with current AUSTRAC requirements
- Updated when risks or regulatory requirements change
Training & ongoing advisory
Plain-English sessions for leaders and teams, plus a steady hand when questions arise.
- AML/CTF fundamentals and tranche-two obligations
- CDD and ECDD procedures
- Beneficial ownership
- Trust account AML controls
- Suspicious matter indicators and reporting workflows
- Real-world case studies
- Annual refresher training
- Live online training
- On-site training
- Pre-recorded modules
- Annual refresher sessions
- CDD and ECDD advice
- SMR escalation support
- Annual effectiveness reviews and training
- Policy and risk assessment updates
- Trust account monitoring guidance
- AUSTRAC reporting support
- Monthly, quarterly or annual support options
Annual review & remediation
Keep your program current, close gaps deliberately and be ready when scrutiny arrives.
- AML/CTF program and ML/TF risk assessment review
- CDD and ECDD procedure review
- Trust account control review
- Reporting and recordkeeping review
- Training review
- Findings report and remediation plan
- Missing or outdated AML/CTF programs
- Missing ML/TF risk assessments
- Incomplete CDD and ECDD procedures
- Trust account control failures
- Missing or late SMRs
- Poor recordkeeping or insufficient training
- Governance gaps and incorrect enrolment details
- Gap analysis and risk prioritisation
- Corrective actions
- Updated policies and procedures
- Staff retraining and governance updates
- Final implementation review
AUSTRAC enrolment
For businesses that provide designated services, we manage the enrolment process and help establish the compliance arrangements that follow.
- Confirming designated services
- Preparing enrolment information
- Registering the business with AUSTRAC
- Nominating the governing body, senior manager and AML/CTF compliance officer roles
- Checking program readiness
- Post-enrolment compliance setup
- Accurate, efficient administration
- Reduced risk of avoidable enrolment errors
- Clear guidance on the next compliance steps
AML / KYC health checks
A clear-eyed review of what you have, what is missing and what matters most next.
Workflow operationalisation
Turn obligations into repeatable steps across onboarding, review, escalation and exit.
Policy simplification
Make your framework shorter, clearer and easier to apply without losing the important parts.
Outsourced screening support
A practical extension of your team for AML, CTF and KYC screening tasks.
